Personal Insurance

Auto Insurance

Personal Insurance

You deserve all the bells and whistles and we can help. As your independent insurance agency, we can provide you with an auto policy custom tailored to meet your every need. We ensure that your vehicle(s) and passengers are protected from the risks of the road whenever and wherever you go. You can rest assured that our team of knowledgeable agents will make sure you are protected against loss when you need it most.

We offer many coverage options for your vehicle(s), including:

Collision
Comprehensive
Bodily Injury
Uninsured Motorist
New Car Replacement
Rental Reimbursement
Roadside Assistance
And, Much More
Personal Insurance

Motorcycle Insurance

As a motorcycle enthusiast, protecting your bike is most important.  If something happens while you are on or off road, you want to make sure that you have the best and most affordable insurance protection for yourself and your loved ones…we can help!  We offer many coverage options for your motorcycle dirt bike, scooter or ATV based on your needs.

Some of the coverage options we offer include:

Collision
Comprehensive
Bodily Injury
Uninsured Motorist
Replacement Cost
Rental Reimbursement
Roadside Assistance
Special Equipment
And, Much More

RV/Trailer Insurance

Personal Insurance

Whether you live in it or not, we provide custom RV insurance to meet your needs at an affordable price.  We understand that RV’s serve many uses and we are here to help you decide on which coverages best suit you.

We offer many coverage options for your vehicle(s), including:

Campers
Trailers
Fifth Wheels
Toy Haulers
And, Much More
Personal Insurance

Boat/Watercraft Insurance

You want protection when you are out on the water and we want to protect you!    Whether you are a serious boater or a weekend warrior, we’ve got you covered.   Accidents can happen at any time and without warning, especially on the water.

Coverage options include:

Speed Boats
Pontoon Boats
Cruisers
Personal Watercraft
Vintage/Collector Boats
Lifts
Hoists
Dinghy
Trailers
And, Much More

Home Insurance

Personal Insurance

For most people, their home is their biggest investment, so why not protect what matters most! At Valley West Insurance, we have a homeowner’s policy for all home types from the very simple to the most complex properties.

As home insurance specialists, our VWI Agents will work with you to ensure that your home and possessions are fully protected from multiple risks including:

Fire
Wind
Hail
Ice
Theft
Water Backup
Personal Liability
And, Much More
Personal Insurance

Condo Insurance

Personal Insurance

Your condominium is one of the most important investments that you will ever make.  To protect your investment, you will need condominium owner’s insurance.  Your condo association may have coverage for the building and common areas but what about the inside of your unit and your belongings?  Let us help protect you from loss.

Coverages offered include:

Dwelling
loss of use
Water Backup
Personal Property
Liability
Water Backup
Medical Payments
Personal Insurance

Mobile/ Manufactured Insurance

Personal Insurance

At Valley West Insurance, we provide quality mobile and manufactured home coverage for you and your family.  Very similar to a homeowner’s insurance policy with a few differences, we provide different levels of protection for your manufactured home, which can be tailored to meet your needs.

Dwelling Fire/Landlord Insurance

Personal Insurance

A dwelling fire insurance policy offers general coverage against a variety of hazards and provides a narrower amount of coverage at a substantially lower price.

Dwelling fire policies are ideal for:

Landlords who need protection for your rental home or building but not the possessions inside it.
Owners of homes currently under construction or renovation.
Owners of homes not occupied full time, such as seasonal homes or vacation rentals.
Owners of homes with little cash value such as older homes and fixer uppers.
Personal Insurance

Renters Insurance

Personal Insurance

Renters insurance is a policy that offers protection for your belongings in the event they are damaged or stolen.  Personal injury and liability protection can be added to assist with legal fees incurred from lawsuits aimed at you for liable or slander claims or damage to the property of others.  A renters insurance policy will pay for medical bills if a guest is injured at your property.  It will also pay for hotels and others expenses if you should become displaced due to a fire of other loss.

Umbrella Insurance

Personal Insurance

Umbrella Insurance is excess liability insurance designed to protect you from liability claims larger than the limits listed on your other policies (i.e., home, auto, motorcycle, boat, etc.). If you have assets that you would like to protect from liability claims, then an umbrella policy is a must have!

Personal Insurance

Contact a VWI Agent today to discuss all your Personal Insurance needs! Connect